AllRisks’ Insurance Partners are all outstanding European and International Insurance Companies:

The Lloyd’s are a British Insurance Corporation, founded in 1713 by Edward Lloyd, currently structured in the form of a consortium, depending on the Lloyd’s Committee authority.
The Lloyd’s, represent a United Kingdom insurance market which manages great risks by dividing them on a great number of operators. It operates as a promoter of agreements between people (traditionally known as ‘Names’) and insurance companies which, by pooling together, are able to manage risks which would be too heavy for a single insurance company.
It differs from its competitors – which are insurance and reinsurance companies – by acting through a team of operators, and it doesn’t hold the status of company, but of a corporation, registered only in 1871.

Lloyd’s does not underwrite independent insurance policies, but leaves this to its members. The corporation efficiently acts as a market regulator, defining the rules by which members can operate and also offer centrally managed services to other operators.
There are only two categories of people and companies that can operate with Lloyd’s. The first are members or financial investors, the second are agents, brokers and other professionals who support members, underwrite the risks, and represent clients outside the corporation.
For the best part of Lloyd’s history, rich and wealthy individuals (known as “Names”) have supported Lloyd’s politics, by securing with them all their personal asset (unlimited responsibility). Since 1994, Lloyd’s have allowed companies to enter their market, with a limited responsibility formula. Losses occurred at the beginning of the 1990s, devastating finances of many wealthy members (over 1.500 out of 34.000 were declared bankrupt) and frightening away many others.

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Elite Insurance Company ltd has been operating in Europe since 2005 and acts in the UK through its London (Warrington e Grantham) offices, in Germany, in Ireland, in Spain, in France and, as from 22/03/2012, it has been authorised by Isvap to operate in Italy, in Right of Establishment, having its base in Milan, via della Moscova, 3.
The reinsurer for Elite Insurance Company ltd is CBL Insurance, which holds a “B+” (Good) rating from A.M. Best, and a positive out-look on the future.

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